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Michael Simon
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(314) 757-9700
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20401 Mill Creek Road, Sainte Genevieve, MO 63670

$750,000
  • 20401 Mill Creek Road, Sainte Genevieve, MO 63670 Main Photo

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New to the Market Active
BEDS3 BATHS3 full SQUARE FEET4,504 MLS#26010476
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONHarvest Valley SCHOOLSte Genevieve Co R-II

Property Description

Private Lakefront Retreat on 15.3 Acres!Tucked away in a serene, gated setting with only a few neighboring homes, this stunning 3 bedroom, 3 bath lakefront property offers the perfect blend of privacy, comfort, and recreation. Enjoy peaceful views of the spring-fed lake from the vaulted living room, where soaring ceilings and expansive windows bring the outdoors in.The kitchen is designed for both everyday living and entertaining, featuring multiple islands, ample workspace, and all appliances included. Just off the main living area, you'll find a large composite deck with plenty of space for your hot tub all overlooking the lake, along with a lower covered patio-perfect for hosting large gatherings or simply relaxing while taking in the water views.The finished lower level adds even more living space with a spacious rec area, full bath, and cozy family room complete with a wood stove fireplace and bar-ideal for entertaining year-round.Outside, enjoy 15.3 private acres complete with a boat dock/pavilion with electric and a floating dock for endless summer fun and swimming. The gated private drive is illuminated with commercial-grade lighting, adding both security and elegance. Additional highlights include a newer 7 Series Water Furnace system, backup generator for peace of mind, and a 30x50 detached garage offering abundant storage for vehicles, boats, or equipment.If you're seeking a private lake lifestyle with room to roam, modern efficiency, and incredible entertaining spaces-this one truly has it all. Schedule your private showing today!

20401 Mill Creek Road | MLS# 26010476

This single family home located at 20401 Mill Creek Road, Sainte Genevieve, MO 63670 is currently listed for sale with an asking price of $750,000. This property was built in 2006 and has 3 bedrooms and 3 full baths with 4504 sq. ft. Mill Creek Road is located in the Harvest Valley subdivision within the Ste Genevieve Co R-II school district. Search Harvest Valley real estate on www.simonsellsstl.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: 9 ft + Pour, Partially Finished, Storage Space, Walk-Out Access
Cooling: Central Air
Garage: 3 car attached
Heating: Electric
Home Style: Ranch
Lot Size: 15.30 Acres
Year Built: 2006

Feature Descriptions

Appliances: Dishwasher, Disposal, Microwave, Electric Range, Refrigerator, Trash Compactor
Association Amenities: Lake, Other
Days on Site: 6
Exterior: Brick, Vinyl Siding
Fireplace: Basement, Wood Burning Stove
HOA Fee: $400/ Annually
Lot: Adjoins Common Ground, Private, Secluded, Waterfront
Parcel#: 18-4.0-017-00-000-0002.02
Sewer: Septic Tank
SQFT. Above Grade: 2504
SQFT. Below Grade: 2000
Utilities: Electricity Connected
Water: Well

Room Sizes

Living Room: 20x17
Dining Room: 11x15
Kitchen: 14x25
Laundry: 9x9
Bedroom: 16x15
Bathroom: 10x10
Bedroom: 16x11
Bathroom: 12x4
Bedroom: 12x13
Recreation Room: 32x17
Family Room: 23x24
Bathroom: 7x5
Exercise Room: 21x6

Local Schools

High School: Ste. Genevieve Sr. High
Middle School: Ste. Genevieve Middle
Elementary School: Ste. Genevieve Elem.
School District: Ste Genevieve Co R-II

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Hulsey

Shown By

Agent Name: Michael Simon
Agent Phone: (314) 757-9700
Agency Title: RedKey Realty Leaders

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Estimated Payment

$ 4,304.86 per month $4,086.11 Principal & Interest $0.00 Property Tax (data not provided by mls) $218.75 Homeowner's Insurance

Change Payment Information

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(Payments are an estimate and may vary by lender)

David Ames, Sales Manager, NMLS #738479

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/03/2026. The listing information on this page last changed on 03/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/03/2026 12:00:32 AM EST) or MARIS MLS (last updated Mon 03/02/2026 11:51:23 PM EST). Real estate listings held by brokerage firms other than RedKey Realty Leaders may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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